Business Owners

Running a successful business demands time, focus, and dedication—but is your personal financial future just as well planned as your business growth?

Many business owners assume their business will fund their retirement, yet too often, they have no clear plan for how to extract wealth efficiently or become financially independent of their business.

A common mistake is relying too heavily on selling the business at the right time, for the right price, to the right buyer. But markets change, deals fall through, and succession plans can take longer than expected. Without a separate, structured financial plan, you risk being trapped in your business longer than you intended—or worse, being forced into a sale on unfavorable terms.

True financial freedom doesn’t just come from making your business successful—it comes from ensuring your business is also building independent wealth for you. The right planning can help you extract profits tax-efficiently, manage financial risks, and create an exit strategy that works on your terms.

How We Help Business Owners Protect & Grow Their Wealth

• Profit Extraction Strategies – Maximising the efficiency of salary, dividends, and pension contributions.
• Business Risk Management – Ensuring the right protections are in place to safeguard your financial future.
• Wealth Diversification – Creating a financial plan independent of your business to secure your personal future.
• Exit & Succession Planning – Preparing for a sale or transition on your terms, without unnecessary tax burdens.
• Retirement Planning for Business Owners – Ensuring your business isn’t your only retirement plan.

You’ve invested everything into building your business. Now let’s make sure your business is building a secure financial future for you.

 

Exit Strategies may include the referral to a service that is separate and distinct to those offered by St. James's Place.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is dependent on individual circumstances.