Access to specialist Banking and Mortgages

Mortgages:

Whether you are a first-time buyer, moving home or simply looking to take advantage of a more competitive rate, it is important that you have the right mortgage in place. We offer a comprehensive range of mortgages for an array of circumstances: the employed and self-employed, Help-to-Buy, buy-to-let*, self-builds, holiday homes in the UK and abroad, expats and commercial*. We also have a wealth of expertise on intergenerational mortgages for parents and grandparents wishing to help the younger members of their family join the property ladder.

The property on which a mortgage is secured may be repossessed if payments are not maintained.

*Commercial and some buy-to-let mortgages are not regulated by the Financial Conduct Authority.

 

Banking:

Managing your cash is vital for short- to medium-term financial security, whether you’re saving for home improvements, a car, a house deposit, or an emergency fund.

Introducing the SJP Cash Deposit Service, in partnership with Flagstone, we offer a secure online platform to enhance your cash management:

• Secure and User-Friendly: Easily compare, open, and manage multiple deposit accounts.

• Maximize Your Interest: Access exclusive rates and a wide range of deposit accounts through a single source.

• Protect Your Funds: With a click, distribute your cash across multiple banks to increase eligibility for the Financial Services Compensation Scheme (FSCS).

The SJP Cash Deposit Service is provided by St. James’s Place Wealth Management in collaboration with Flagstone.

Please note, this is a referral service and as such involves the referral to a service that is separate and distinct to those offered by St. James's Place.